Institutional Analytics

Financial Health Metrics & AI Insights

Beyond basic pie charts. Track your Savings Rate, Debt Service Ratio, Safety Buffer, and re-play spending scenarios with historical backtesting.

Analytical Capabilities

  • Financial Resilience Scoring: Auto-calculated scores (out of 10) analyzing emergency runway, debt ratio, and cash buffer.
  • Scenario Backtesting: Simulate "What if I cut dining out by 30%?" and see actual projected savings balance growth over 12 months.
  • AI Monthly Letters: Auto-generated month-end recap letter summarizing trends, unusual spending spikes, and wins.