FinChat is the WhatsApp finance assistant built into BudgetOS. Send a text, voice note, or paper receipt photo, and FinChat automatically records, categorizes, and syncs your expenses in real time.
90% of personal finance friction comes from remembering to open a dedicated budgeting app. FinChat eliminates that barrier by putting your financial ledger right inside WhatsApp.
Whether you're standing at a supermarket checkout, driving home, or splitting dinner with friends, send a quick text message or 10-second voice note to FinChat. Your ledger stays perfectly updated without opening another app.
FinChat is an AI finance assistant built into BudgetOS that operates via WhatsApp. It allows users to record transactions, snap receipts, or send voice notes directly to their financial ledger.
When you send a message to FinChat on WhatsApp, our AI engine parses the text, voice recording, or image attachment. It determines the transaction type (expense or income), amount, vendor, and category, writing the entry directly to your BudgetOS account.
Yes. You can send voice notes in natural conversational language. FinChat transcribes the audio, extracts amount details, and auto-categorizes the spend in under 8 seconds.
Yes. Send an image of any paper receipt directly to your WhatsApp chat with FinChat. The AI parses the total, date, merchant, and individual item breakdown.
Yes. FinChat is available in Sri Lanka and internationally with full support for LKR currency, local Sri Lankan bank vendors, and Sinhala/Tamil language recognition.
Download the BudgetOS app on iOS or Android, navigate to Settings → FinChat, and link your WhatsApp number in one tap.
