Privacy Policy
Information We Collect
We collect information you provide directly: name, email address, and financial transaction details. To power our AI features and localise your experience, we also collect voice recordings, receipt images/files, transaction text/audio notes, custom category lists/tags, and regional preferences including your timezone, country, and language (which enable features such as timed notifications, planned payments, and AI voice/text recognition). We also collect anonymous usage analytics (crash reports, feature usage) to improve the App. We do NOT collect payment card details.
How We Use Your Information
Your data is used solely to provide and improve BudgetOS services. This includes syncing your data across devices, generating financial reports and AI insights, processing voice inputs, scanning paper receipts, and sending you service-related notifications. We do not use your data for advertising.
Data Storage & Security
All data in transit is encrypted using TLS 1.3. Data at rest is encrypted using AES-256. Your financial data is stored in isolated, access-controlled database environments. We undergo regular security audits.
AI Services & Third-Party Sharing
BudgetOS processes general AI requests directly using our secure, privately hosted AI solution. For more complex tasks—specifically advanced voice recognition and detailed receipt scanning—data is securely directed to our third-party AI provider, Google (Gemini API), for processing. The shared data may include receipt images/files, voice recordings, transaction text/audio notes, and custom categories. All processing is conducted securely via our private servers. Google Gemini processes this data under strict enterprise confidentiality terms, does not permanently store raw transaction data, and does not use personal data to train AI models. No account credentials or personal identity details are ever shared.
Data Sharing & Third-Party Protection
We do not sell, rent, or share your personal data with third parties for marketing purposes. We share data only with service providers—such as database hosting and our third-party AI provider Google Gemini (for complex AI tasks only)—under strict confidentiality agreements. We confirm that any third-party provider we share data with provides the same or equal level of security and privacy protection as BudgetOS.
Family Sharing
When you use Family Sharing, the categories and accounts you choose to share become visible to connected family members. You control which data is shared and can revoke access at any time from Settings → Family Sharing.
Data Retention & Deletion
You can request deletion of your account and all associated data by emailing [email protected]. We will process deletion requests within 7 business days. Local data on your device can be cleared by uninstalling the App.
Your Rights
Depending on your jurisdiction, you may have rights to access, correct, or delete your personal data; to object to or restrict processing; and to data portability. Contact us at [email protected] to exercise these rights.
Cookies & Analytics
The App uses anonymous crash reporting (no personally identifiable information). We do not use advertising cookies or third-party tracking SDKs.
Contact
Privacy questions: [email protected]
Data requests: [email protected]
Website: usebudgetos.com