Free Forever — Individuals, Families, Everyone
BudgetOS is a complete personal and family expense platform that stays fully free forever. You do not need Pro to run your household finances.
If you do not want Pro AI features, all core plus-style features remain free to use, including:
- SplitBuddy group expense splitting & settle-up
- Reports and analytics
- Account management (cash, cards, savings, and more)
- Budgets and category limits
- Events and planned payments
- Family Sync (separate personal accounts + shared expenses/accounts)
- Proper double-entry style ledgers for accurate books
- Receipt scanning, voice logging, FinChat, and optional bank SMS tracking
Pro AI — Powerful Convenience at About $1/mo or $10/yr
Want the journey to feel dramatically easier with AI? Pro unlocks very powerful AI features for about USD 1 per month or USD 10 per year.
Prices may vary by region, but Pro remains among the cheapest AI finance upgrades in the world by a wide margin — especially relative to the convenience and automation you get.
Full Expense App + SplitBuddy (vs Splitwise)
BudgetOS includes everything you expect from a modern expense app, with proper double-entry style accounting for trustworthy balances and transfers.
SplitBuddy does what Splitwise does for group bills and settle-up — and goes much further with roughly 10x more product depth inside a full personal ledger (net-share sync, dummy accounts, share links, and household-ready workflows). SplitBuddy is included on the free forever plan.
Plans at a Glance
- Free forever ($0): For individuals, families, and everyone — full core product including SplitBuddy, reports, accounts, budgets, events, Family Sync, and double-entry style tracking.
- Pro AI (~$1/mo or ~$10/yr): Optional. Unlocks powerful AI convenience features. Regional pricing may vary; still among the cheapest options by a high margin.
